we have a ranger programs to choose from and you can pick the plan that best meets your needs are the third thing is about to drive down health care costs. we've got to replace the affordable care act with reforms more market-based. to do that first of all we need to change the tax code so individuals can have an incentive for buying insurance. for example, if you work for a company now that provides health insurance, your payments in the health care plans, pretax. as an individual, small business website shows you don't get that break. i will reform the tax code to give individual separate. seconding is to force insurance companies to compete across straight lines. it doesn't make sense to let them compete. that competition will drive down costs. next thing is i believe we ought to let individuals and all businesses band together to purchase insurance so they have the same economy of scale to larger corporations have in a purchase insurance and that again will lead to better competition and also primark is that insurance companies will compete for driving down the cost of health care